<\!DOCTYPE html> Terms of Use | Skylark Digital Assets LLC
Legal

Terms of Use

Legal terms governing access to SkylarkOS, The Skylark Framework, dashboards, research tools, AI tools, data displays, subscriptions, and related services provided by Skylark Digital Assets LLC.

Effective Date
May 12, 2026
Last Updated
May 12, 2026
Company
Skylark Digital Assets LLC
Platform
SkylarkOS / The Skylark Framework
Important Notice

SkylarkOS and The Skylark Framework are not investment advisory services and do not provide personalized investment, financial, legal, tax, or accounting advice. The platform provides educational market research, analytical tools, data visualizations, macro indicators, AI-assisted summaries, and related informational content only. Nothing on this platform should be construed as a recommendation to buy, sell, or hold any asset.

By accessing or using the platform, you agree to be bound by these Terms of Use. If you do not agree, do not access or use the Services.

Sections
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1. Definitions

"Company," "we," "us," or "our" refers to Skylark Digital Assets LLC, a Wyoming limited liability company.

"Platform" or "Services" refers to SkylarkOS, The Skylark Framework, theskylarkframework.com, and all associated dashboards, research pages, indicators, data tools, AI tools, reports, written materials, and subscription services operated by the Company.

"User" or "you" refers to any individual or entity accessing or using the Platform.

"Content" means all data, text, charts, indicators, models, reports, summaries, AI outputs, newsletters, and other materials made available through the Platform.

"Subscription" refers to a paid access plan to the Platform, including Professional and Institutional tiers.

"Trial" refers to a time-limited free access period before conversion to a paid Subscription.

2. Acceptance of Terms

By accessing, registering for, or using the Platform in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, Risk Disclosure, and Refund & Cancellation Policy, all incorporated herein by reference.

If you are accessing the Platform on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms. If you do not have such authority, you may not use the Platform on behalf of that entity.

We reserve the right to update these Terms at any time. Continued use of the Platform after changes are posted constitutes acceptance of the revised Terms.

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3. Description of the Services

The Platform provides macro-economic research tools, financial data visualizations, liquidity indicators, proprietary analytical frameworks, AI-assisted content summarization, digital asset analytics, crypto market data, backtesting tools, correlation analyses, trading bot performance data, on-chain metrics, global market matrices, and related educational content.

The Platform is intended for research, educational, and informational use by adults with independent financial decision-making capacity. The Platform is not intended to replace qualified professional advice.

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4. No Investment Advice, No Advisory Relationship, No Fiduciary Relationship

Nothing on the Platform constitutes personalized investment, financial, trading, legal, tax, or accounting advice. The Company does not provide individualized recommendations. No content on the Platform should be interpreted as a recommendation to buy, sell, hold, or otherwise transact in any financial instrument, digital asset, security, derivative, or other investment product.

No advisory, fiduciary, or client relationship is created by your use of the Platform. The Company is not a registered investment adviser, broker-dealer, financial planner, or commodity trading adviser. The Company does not manage client funds or assets.

All content — including dashboards, indicators, model outputs, AI summaries, charts, and research — is provided for educational and informational purposes only. Users are solely responsible for their own financial decisions.

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5. No Registration Representation

The Company does not represent that it is registered as an investment adviser, broker-dealer, commodity pool operator, commodity trading adviser, or any other regulated financial entity under applicable federal or state law. Nothing on the Platform should be interpreted as such a representation.

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6. User Responsibility for Decisions

You are solely and exclusively responsible for all financial, investment, and trading decisions you make, including decisions informed in whole or in part by content viewed on the Platform. You acknowledge that markets are unpredictable, that past performance does not guarantee future results, and that you may lose money.

Before making any financial or investment decision, you should conduct your own research and consult qualified financial, legal, and tax professionals. Reliance on the Platform without independent verification and professional consultation is at your sole risk.

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7. Market Risk Disclosure

Financial markets are inherently volatile. Prices of equities, fixed income, currencies, commodities, digital assets, derivatives, and other instruments can and do move rapidly and unpredictably. Users may lose some or all of their invested capital. No indicator, model, or analysis — including those provided by the Platform — eliminates market risk or guarantees profitable outcomes.

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8. Digital Asset and Crypto Risk Disclosure

Digital assets and cryptocurrencies are speculative, highly volatile, and subject to significant additional risks including: regulatory uncertainty and adverse regulatory actions; exchange failures, hacks, and insolvency; smart contract and protocol vulnerabilities; network congestion or failure; loss of private keys or wallet access; irreversibility of transactions; and lack of investor protections available in traditional regulated markets.

The Company does not recommend that users purchase, hold, or trade any digital asset. Any digital asset data displayed on the Platform is for informational and educational purposes only.

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9. Derivatives, Futures, Perpetual Contracts, Margin, and Leverage Risk Disclosure

Inverse perpetuals, futures, options, margin trading, and leveraged products involve substantially elevated risk compared to spot positions. Leverage amplifies both gains and losses. Users can lose their entire margin deposit or more in adverse market conditions. Liquidation risk is inherent in leveraged positions. Funding rates, exchange-side risk, API connectivity issues, and forced liquidations are additional factors that can result in significant loss.

Any trading-related data, signals, or performance information on the Platform is for informational and historical reference only. It does not constitute a recommendation to use leverage or derivatives. Users engaging in leveraged or derivatives trading should consult qualified professionals and fully understand the associated risks before doing so.

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10. No Trading Signal Guarantee

Any trading signals, strategy outputs, backtested results, or bot performance data displayed on the Platform are not guaranteed, do not represent future performance, and are provided for educational and historical reference only. The Company does not guarantee any level of return from following any signal, indicator, or strategy.

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11. Proprietary Indicators and Methodology Disclosure

The FLP Nowcast, Financial Liquidity Index (FLI), Global Financial Conditions (GFC) models, Global Market Matrix, Bitcoin Mining Index (BMI), SLERS, and other proprietary indicators are analytical frameworks developed by the Company. These indicators are provided for educational and informational purposes only.

Proprietary indicators may evolve, be revised, recalibrated, or discontinued. They do not guarantee accurate identification of market regimes, asset price direction, or future performance. They should not be relied upon as sole decision-making tools. Users should understand the limitations, assumptions, and potential failure modes of any analytical framework before incorporating it into their research process.

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12. Historical Performance, Backtests, Correlations, and Hypothetical Results

Past performance is not indicative of future results. Backtests, historical performance data, hypothetical return calculations, correlation analyses, and R² statistics presented on the Platform are subject to significant limitations including: survivorship bias, hindsight bias, data-mining bias, overfitting, execution cost assumptions, liquidity assumptions, and the impossibility of accurately replicating historical trades in real-time market conditions.

Correlations shown on the Platform may break down in different market environments. Historical relationships do not guarantee future relationships. R² values do not guarantee future predictive power.

No hypothetical or backtest result should be interpreted as a guarantee of future performance or as evidence of the profitability of any strategy or indicator.

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13. Data Accuracy, Timeliness, and Availability

The Platform relies on third-party data providers and APIs that may be subject to delays, errors, outages, revisions, or discontinuation. Data displayed on the Platform may be delayed, stale, incomplete, inaccurate, cached, or subject to revision without notice. Chart timestamps may not always reflect real-time values. The Company makes no warranty that any data displayed is accurate, complete, timely, or suitable for any particular purpose.

Users must independently verify any data before relying on it for any financial decision. The Company is not responsible for losses or damages resulting from reliance on inaccurate, delayed, or unavailable data.

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14. AI-Generated Content Disclosure

The Platform uses AI-powered tools to generate summaries, chat responses, news digests, and analytical commentary. AI-generated content may contain errors, omissions, hallucinations, misinterpretations, outdated information, or logical mistakes. AI outputs are not reviewed in real time by qualified human analysts.

AI-generated content on the Platform is provided for educational and informational support only. It is not investment, financial, legal, tax, or accounting advice. Users should verify all AI-generated content independently before relying on it for any decision.

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15. News, Article Summaries, and Third-Party Source Material

The Platform may display news summaries, article digests, and third-party source material. These are provided for informational convenience only. The Company does not endorse, verify, or guarantee the accuracy of third-party content. Summaries may not fully represent the original source material. Users should consult primary sources for complete information.

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16. No Tax, Legal, Accounting, or Regulatory Advice

Nothing on the Platform constitutes tax, legal, accounting, or regulatory advice. Users are responsible for understanding and complying with all applicable laws, tax obligations, and regulatory requirements related to their use of the Platform and their financial activities. The Company recommends consulting qualified professionals for tax, legal, and regulatory matters.

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17. Subscriptions, Free Trials, Billing, Renewals, and Cancellation

The Platform offers paid subscription plans including a Professional plan and an Institutional plan. A free Trial period may be offered to new users. Subscriptions are billed in advance on an annual basis.

Free Trials convert to paid Subscriptions at the end of the trial period unless canceled before the trial ends. You are responsible for canceling your Trial or Subscription before renewal to avoid charges. Renewal charges are applied to the payment method on file.

You may cancel your Subscription at any time. Cancellation stops future billing. Access generally continues until the end of the current paid period. Cancellation does not automatically entitle you to a refund for the current billing period. See the Refund & Cancellation Policy for further details.

The Company reserves the right to modify pricing, plan features, or billing terms. Notice of material changes will be provided in advance.

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18. Refund Policy

Paid subscription fees are generally non-refundable once a billing period has begun, except where required by applicable law or expressly approved by the Company. The Company may issue refunds, partial refunds, credits, or goodwill extensions at its sole discretion. See the full Refund & Cancellation Policy for complete terms.

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19. Account Registration and Security

You must provide accurate, complete, and current information when registering for an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

You must notify us immediately at support@theskylarkframework.com if you believe your account has been compromised. The Company is not liable for any loss or damage arising from your failure to protect your credentials.

Accounts are personal and non-transferable. Account sharing is prohibited. The Company reserves the right to suspend or terminate accounts found to be shared, used in violation of these Terms, or otherwise misused.

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20. Acceptable Use

You agree not to:

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21. Intellectual Property

All content on the Platform — including but not limited to text, charts, dashboards, indicators, models, algorithms, branding, graphics, software, and design — is the proprietary property of Skylark Digital Assets LLC or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for your personal, non-commercial research and informational purposes only. Nothing in these Terms grants you any ownership interest in or right to use our intellectual property beyond this limited license.

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22. Limited Permitted Use of Screenshots and References

You may share screenshots of Platform content for personal, educational, or non-commercial commentary purposes, provided that any such use clearly attributes the content to Skylark Digital Assets LLC or SkylarkOS, does not misrepresent the content or its meaning, does not imply endorsement by the Company, and does not violate any other provision of these Terms.

Commercial reproduction, redistribution, or use of Platform content without prior written permission is prohibited.

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23. User Content and Feedback

If you submit feedback, suggestions, or other content to the Company, you grant the Company a non-exclusive, royalty-free, perpetual license to use, modify, and incorporate such submissions into the Platform or its operations without obligation to you.

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24. Testimonials, Reviews, and Public Statements

Any testimonials or reviews shared by users reflect individual experiences and do not constitute guarantees of results. Results vary. Testimonials are not representations of typical outcomes and should not be interpreted as predictions of future performance.

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25. Third-Party Services and Payment Processors

The Platform integrates with third-party services including payment processors (Stripe), data providers, analytics providers, email service providers, AI providers, and others. These third-party services are governed by their own terms of service and privacy policies. The Company is not responsible for the practices, content, or reliability of third-party services.

Payments are processed by Stripe or another third-party payment processor. By making a payment, you agree to the applicable payment processor's terms and privacy policy.

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26. Privacy and Data Collection

Your use of the Platform is subject to our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of information as described in the Privacy Policy.

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27. Communications

By creating an account, you agree to receive transactional communications related to your account, subscription, trial, billing, and security. You may opt out of marketing communications at any time. Opting out of marketing communications does not affect transactional or legal notices.

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28. Platform Availability and Modifications

The Company reserves the right to modify, suspend, or discontinue the Platform or any feature at any time without prior notice. The Company does not guarantee uninterrupted access to the Platform. Scheduled maintenance, third-party outages, AI provider rate limits, and other factors may cause temporary interruptions. The Company is not liable for any loss resulting from interruption of service.

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29. Security Disclaimer

While the Company implements reasonable technical and organizational security measures, no system is perfectly secure. The Company does not guarantee that the Platform is free from unauthorized access, data breaches, or technical vulnerabilities. You use the Platform at your own risk and should take reasonable steps to protect your own account and information.

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30. No Warranty

THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, OR NON-INFRINGEMENT. The Company does not warrant that the Platform will be error-free, uninterrupted, or free of harmful components. Use of the Platform is at your sole risk.

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31. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SKYLARK DIGITAL ASSETS LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, LICENSORS, OR SERVICE PROVIDERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, TRADING LOSSES, INVESTMENT LOSSES, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE PLATFORM OR ANY CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In jurisdictions that do not allow the exclusion or limitation of certain damages, the Company's liability shall be limited to the maximum extent permitted by law. In no event shall the Company's total aggregate liability to you exceed the greater of (a) the total amount you paid for the Platform in the twelve months preceding the claim, or (b) one hundred dollars ($100).

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32. Indemnification

You agree to indemnify, defend, and hold harmless Skylark Digital Assets LLC and its members, managers, officers, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from or relating to your use of the Platform, your violation of these Terms, your violation of any applicable law, or your violation of any third-party rights.

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33. Dispute Resolution; Informal Resolution First

Before initiating formal legal proceedings, you agree to contact the Company at support@theskylarkframework.com and attempt to resolve any dispute informally. The Company will make reasonable efforts to resolve disputes informally within 30 days of receiving written notice. This informal resolution requirement does not limit your right to seek emergency injunctive relief where applicable.

Note: This section does not include mandatory arbitration or class-action waiver language. Any such provisions would require review by qualified legal counsel before implementation.

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34. Governing Law and Venue

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles. Subject to the dispute resolution provisions above, you consent to the exclusive jurisdiction of the state and federal courts located in Wyoming for resolution of any dispute arising under these Terms.

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35. International Users

The Platform is operated from the United States. If you access the Platform from outside the United States, you do so at your own risk and are responsible for complying with all applicable local laws and regulations. The Company makes no representation that the Platform is appropriate or legal in all jurisdictions.

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36. Sanctions, Export Controls, and Restricted Users

You represent that you are not located in, and are not a national or resident of, any country subject to comprehensive U.S. sanctions (including Cuba, Iran, North Korea, Syria, and the Crimea region), and that you are not on any U.S. government restricted-party list. You may not access the Platform in violation of applicable export control or sanctions laws.

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37. Termination

The Company may suspend or terminate your access to the Platform at any time, with or without cause or notice, including for violations of these Terms, non-payment, suspected fraud, or other reasons at the Company's discretion. Upon termination, your right to access the Platform ceases. Provisions that by their nature should survive termination (including limitation of liability, indemnification, and dispute resolution) shall survive.

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38. Changes to These Terms

The Company reserves the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page and may provide notice through the Platform or via email. Your continued use of the Platform following the posting of updated Terms constitutes your acceptance of the revised Terms.

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39. Severability, No Waiver, Assignment, and Entire Agreement

Severability: If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

No Waiver: The Company's failure to enforce any provision of these Terms shall not constitute a waiver of that provision.

Assignment: You may not assign your rights or obligations under these Terms without the Company's written consent. The Company may freely assign its rights.

Entire Agreement: These Terms, together with the Privacy Policy, Risk Disclosure, and Refund & Cancellation Policy, constitute the entire agreement between you and the Company regarding your use of the Platform and supersede all prior agreements.

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40. Contact Information

Skylark Digital Assets LLC
Support & General Inquiries: investments@theskylarkframework.com
Legal Notices: investments@theskylarkframework.com
Mailing Address: 701 E Franklin Street, Suite 105 1416, Richmond, VA 23219, United States

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